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Is Term Life Insurance Right for You?

According to a recent study done by LIMRA’s Life Insurance Barometer, roughly 70 percent of people in this country believe that they need at least some form of life insurance coverage and yet, only 54 percent actually have it. But…

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The Basics of Life Insurance

Life Insurance is typically a fundamental part of a family’s financial portfolio. Despite its importance, many Americans are still not covered. The number one reason people cite not buying life insurance is due to perceived cost. Yet, 80% of Americans…

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How Age Affects Life Insurance Rates

When considering a new life insurance policy, many people have the misconception that any time is a good time to purchase life insurance -- that waiting for a major life event or when it’s convenient won’t affect their premium rates.…

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